Trust & Safety

Built safe from
the ground up

Splitting a bill means sharing financial details with people you trust. Div/Sum is designed so that your account, your data, and your payment handles stay protected and private at every step — by default, not as an afterthought.

Encrypted in transit Server-side data isolation Private payment tags No data sales

HTTPS Everywhere

All connections encrypted with TLS

Server-side Access Rules

Data isolation enforced at the API layer

Zero Ad Tracking

No behavioural profiling, ever

Right to Erasure

Full account deletion in a few taps

Encrypted Sessions

Every action verified server-side

No Data Sales

Your data is never sold to third parties

Splitting a bill means sharing money details with the people you trust — and no one else. Below is exactly how Div/Sum protects your account, keeps your data sealed to you, and keeps your payment tag hidden until you decide to share it. No vague promises — just a plain explanation of what happens and why.

Secure sign-in, your way

Create your account with an email and password, or sign in instantly with Google — whichever you trust most.

  • Every sign-in opens a private, encrypted session. Your password is never stored in plain text and is never visible to anyone inside or outside the team.
  • Our servers verify your identity on every single action. Expired or missing sessions are rejected immediately — there are no shortcuts past authentication.
  • All traffic between your device and Div/Sum travels over HTTPS with TLS encryption, so nothing can be intercepted or read in transit.
  • Email verification is required before your account becomes active, preventing unauthorised sign-ups using your address.

Hidden by default

How your payment tag stays hidden

Your Revolut tag is only ever useful to someone who's actually paying you back. So that's the only time it appears — the moment a real connection or split exists. Here's the full journey, step by step.

1

You add it privately

Your Revolut, Venmo or PayPal tag lives on your profile, where only you can see and edit it.

2

People find you by name only

When someone searches to connect with you, Div/Sum returns your name only. Your payment tag is never included in those results.

3

A mutual connection is made

Your tag stays sealed until both you and another person accept a connection request, or you join the same split together. No connection, no tag.

4

Revealed only to the right people

Once connected, your tag is shown only to that specific person — never to the wider app, never to strangers.

5

Links are built on demand

When someone owes you money, the payment link is generated right then for that exact person and amount. It isn't stored or shared beyond the active split.

🔒

In short: no one can pull up your Revolut tag just by knowing your name or email. It only ever appears to people you've connected with or are actively splitting a bill alongside.

Our commitments

What we will never do

🚫

Sell your personal data to advertisers or data brokers

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Share your payment handles with anyone you haven't connected with

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Use your receipt photos for any purpose other than extracting line items

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Track your behaviour across other websites or apps

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Send you marketing emails without your explicit consent

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Retain your data after you delete your account

Spotted something?

We take security seriously and welcome responsible disclosure.

If you believe you've found a vulnerability, a data leak, or anything that doesn't look right, please reach out. We respond quickly and take every report seriously. Your account safety is our top priority, and we're grateful to anyone who helps make Div/Sum more secure.

Split with confidence

Your details stay yours. Every time. No exceptions.

Contact Us